|
 |
| Dividends |
| |
APR* |
APY** |
| Shares/Escrow |
.75% |
.75% |
| Share Draft |
.20% |
.20% |
| IRA |
1.19% |
1.20% |
| Xmas Club |
.75% |
.75% |
|
Funeral/Casket/Vault Trusts
|
1.09% |
1.10% |
|
Rates Effective January 1, 2012
APR* - Annual Percentage Rate
APY** - Annual Percentage Yield
|
| Automobile Loan Rates |
| 12/11/10/09/08/07/06 Effective 01/25/2012 |
| New - 0% Down |
1.99% to 24 Mos., 2.49% to 36 Mos., 2.65% to 48 Mos., 2.74% to 60 Mos. |
| 2010-2009 - 0% Down |
1.99% to 24 Mos., 2.49% to 36 Mos., 2.65% to 48 Mos., 2.74% to 60 Mos. |
| 2008-2006 - 20% Down |
2.75% to 48 Mos., 3.50% to 60 Mos. |
| 05/04/03 |
| 20% Down |
4.20% to 36 months |
| 20% Down |
5.50% to 60 months |
| 02/01/00 |
| 20% Down |
5.80% to 36 Months |
|
1999 & Older 20% Down
|
7.00% to 24 Months |
|
APR Examples
- 4.95% - 48 mo. payments $23.01 per $1000 borrowed
- 5.15% - 60 mo. payments $18.95 per $1000 borrowed
- 5.50% - 60 mo. payments $19.11 per $1000 borrowed
- 5.70% - 60 mo. payments $19.20 per $1000 borrowed
|
| Boat, RV, Motorcycle, Snowmobile Loan Rates |
| New Boats |
| 10/09/08/07/06 Effective 01/25/2012 |
| New - 0% Down |
1.99% to 24 Mos., 2.49% to 36 Mos., 2.65% to 48 Mos., 2.74% to 60 Mos. |
| 2010-2009 - 0% Down |
1.99% to 24 Mos., 2.49% to 36 Mos., 2.65% to 48 Mos., 2.74% to 60 Mos. |
| 2008-2006 - 20% Down |
2.75% to 48 Mos., 3.50% to 60 Mos. |
| |
| 05/04/03 |
| 20% Down |
4.20% to 36 Months |
| 20% Down |
5.50% to 60 Months |
| 02/01/00 |
| 20% Down |
5.80% to 36 Months |
| 1999 & Older 20% Down |
7.00% to 24 Months |
|
Rates available on self-contained motor homes for 6 and 7 year terms
|
| Home Equity - Closed End Totals of Mortgages not to exceed 80% of the value |
| 6.00% (Guaranteed for 2 yrs) Effective 01/01/2012 |
| Up to $10,000.00 |
5 Year Maximum Term |
| $10,001.00 - $20,000.00 |
10 Year Maximum Term |
| $20,001.00 - $40,000.00 |
15 Year Maximum Term |
| Real Estate, Homestead Effective 01/01/2012 |
| Call us at 715-359-0488 for current rates and fees! New mortgage products are now available through CoVantage Credit Union.
|
| Personal & Other |
| Shared Secured |
2.75% to 60 Months |
| Kwik Cash, Signature |
11.95% |
|
All rates are reviewed monthly and subject to change without prior notice.
Contact us and we'll be happy to help you.
|
| Vacation Loan Rates |
| $1,000 Signature Loan |
| One per family |
8.00% to 12 Months |
|
